Life skills are actually more important than a person's intelligence quotient (IQ). They are those invaluable skills people use every day that, if used effectively, allow them to create the life they desire and to access their inner resources needed to succeed. A person's life skills IQ is comprised of many types of intelligence including physical, mental, career, emotional, social and spiritual intelligence. Practical Life Skills will help participants learn more about themselves and the competencies they possess in many life skills areas including:. __Problem-solving __Money management __Time management __Self-awareness __Personal change